Protect Your Contracting Business With the Right Coverage
Maricopa is booming with new construction, remodeling, trades work, and commercial development. Whether you’re a GC, handyman, electrician, plumber, roofer, landscaper, or any other trade, contractors insurance is essential to protect your business, tools, and income.
We work with contractor-friendly carriers who understand the risks and provide fair pricing—without unnecessary restrictions.
The Core Coverages Contractors Need in Maricopa
1. General Liability Insurance (MOST IMPORTANT)
Protects you if a client or third party claims:
- Property damage
- Bodily injury
- Personal/advertising injury
General Liability is required for:
- Builders
- Commercial projects
- Subcontractor agreements
- HOA projects
- Real estate managed properties
2. Tools & Equipment (Inland Marine)
Covers your tools from:
- Theft
- Accidental damage
- Vandalism
- Fire
- Damage while stored in a truck or jobsite trailer
Includes:
- Hand tools
- Power tools
- Compressors
- Saws
- Ladders
- Trailers
3. Workers’ Compensation
Required in Arizona if you have employees. Covers:
- Medical bills
- Lost wages
- Work-related injuries
4. Commercial Auto
Protects:
- Work trucks
- Vans
- Dump trailers
- Service vehicles
Personal auto policies do NOT cover business use.
5. Contractor Bonds
We can provide:
- License bonds
- Surety bonds
- Performance bonds
Trades We Insure in Maricopa
We cover all major trades including:
- General contractors
- Handymen
- Electricians
- Plumbers
- HVAC
- Roofers*
- Painters
- Landscapers & irrigation
- Masonry & concrete
- Solar installers
- Welders & metal workers
- Drywall installers
- Flooring installers
- Remodelers
- Carpenters & framers
*Some carriers have restrictions on roofing; we place you where accepted.
Why Maricopa Contractors Choose Us
✔ Independent — we shop multiple contractor carriers
✔ Fast Certificates of Insurance (COIs)
✔ Affordable pricing for small and large trades
✔ Experience with commercial and residential contractors
✔ Bilingual support (English / Spanish)
How to Get a Contractors Insurance Quote in Maricopa, AZ
- Call or text 480-270-2935
- Provide your trade, business details, and jobsite requirements
- We shop contractor-friendly carriers
- You pick the best price + coverage
Same-day coverage available for most trades.
Contractors Insurance FAQs — Maricopa, AZ
Do I need General Liability for small handyman work?
Yes — even small jobs can result in claims or jobsite requirements.
Do you issue fast COIs for job approvals?
Yes — we provide same-day Certificates of Insurance.
Can I insure tools in my truck?
Yes — Tools & Equipment (Inland Marine) covers tools while stored or transported.
Do subcontractors need their own insurance?
Yes — general contractors usually require GL + Workers Comp.
Contractors Insurance in Maricopa, AZ — Get Protected Today
Protect your business with the right coverage before stepping onto the next jobsite.
Call or text 480-270-2935 for a contractors insurance quote.
¿Prefieres hablar en español?
Llámanos al 480-270-2935 y te ayudamos con tu seguro para contratistas en Maricopa, AZ.