Protect Your Work Vehicles & Your Business
Fountain Hills businesses—from contractors and landscapers to mobile service companies and delivery operations—depend on reliable commercial auto insurance to stay protected on the road. With steep hills, winding roads, and busy routes like Shea Blvd, having the right coverage is essential.
At CEO Insurance & Financial Services, we help commercial drivers and business owners find affordable and comprehensive protection for their work vehicles.
What Commercial Auto Insurance Covers
Liability Coverage
Covers:
• Injuries to others
• Damage to another vehicle
• Damage to property
• Legal defense
Required for any vehicle used for business.
Physical Damage Coverage
Collision:
• Vehicle damage from crashes
• Rollovers
• Hitting fixed objects
Comprehensive:
• Theft
• Fire
• Vandalism
• Wind & weather damage
• Animal collisions
• Glass claims
Ideal for work trucks, vans, and vehicles carrying tools or equipment.
Uninsured / Underinsured Motorist (UM/UIM)
Protects your business if the at-fault driver has little or no coverage.
Medical Payments Coverage (MedPay)
Pays medical expenses for drivers and passengers.
Hired & Non-Owned Auto (HNOA)
Important if:
• Employees use personal cars for business
• You rent vehicles for work purposes
Covers your business from liability in non-company-owned vehicles.
Trailer & Equipment Coverage
We insure:
• Utility trailers
• Equipment trailers
• Tool trailers
• Landscaping trailers
Vehicles We Insure in Fountain Hills
• Work trucks
• Service vans
• Cargo vans
• Pickup trucks
• SUVs used for business
• Food trucks (case-by-case)
• Box trucks (small)
• Trailers and haulers
Businesses That Need Commercial Auto Insurance
• Contractors & remodelers
• Electricians, plumbers & HVAC
• Landscapers and irrigation techs
• Pool builders & maintenance companies
• Cleaning and janitorial businesses
• Delivery and courier services
• Property managers
• Real estate professionals
• Mobile technicians
Any vehicle used for work must be insured on a commercial policy.
Why Fountain Hills Businesses Choose Us
• We compare multiple commercial auto carriers
• Affordable rates for small and large businesses
• Same-day Certificates of Insurance (COIs)
• Local knowledge of Fountain Hills terrain & risks
• English & Spanish bilingual service
• Independent agency — we work for YOU
How to Get Commercial Auto Insurance in Fountain Hills
- Call or text 480-270-2935
- Share details about your business and vehicles
- We shop multiple carriers for the best price
- You choose the right plan for your needs
Fast, simple, and reliable.
Commercial Auto Insurance FAQs — Fountain Hills, AZ
Do I need commercial auto if I use my personal truck for work?
Yes — personal auto policies typically exclude business use.
Can you insure trailers?
Yes — many types of business trailers are covered.
Do you offer Hired & Non-Owned Auto coverage?
Yes — ideal for employees using personal cars.
Can you issue same-day proof of insurance?
Yes — we provide same-day ID cards and COIs.
Get a Commercial Auto Quote in Fountain Hills Today
Protect your employees, vehicles, and business.
Call or text 480-270-2935 for a commercial auto quote.
¿Prefieres hablar en español?
¿Prefieres hablar en español? Llámanos al 480-270-2935 para una cotización de seguro comercial de autos en Fountain Hills, AZ.