Protect Your Contracting Business With Strong, Affordable Coverage
Flagstaff contractors work in a wide range of environments — mountain terrain, snow exposure, elevation changes, wildfire-risk areas, and complex residential and commercial jobs. Whether you’re working in Downtown, University Heights, Ponderosa Trails, Doney Park, Timberline, or Kachina Village, the right insurance keeps your business protected and compliant.
At CEO Insurance & Financial Services, we work with contractor-friendly carriers to get you strong coverage at competitive rates.
Key Contractor Insurance Coverages
General Liability Insurance (GL)
Protects contractors from:
• Third-party injuries
• Property damage
• Personal/advertising injury
• Legal defense costs
Required for:
• Commercial projects
• Subcontractor agreements
• Builders, HOAs, and property managers
• City and county jobs in Flagstaff
Tools & Equipment Coverage (Inland Marine)
Protects your tools and jobsite gear from:
• Theft
• Vandalism
• Fire
• Accidental damage
Covers items such as:
• Power tools
• Jobsite machinery
• Trailers
• Materials transported to jobs
Workers’ Compensation Insurance
Required in Arizona if you have employees. Covers:
• Medical bills
• Lost wages
• Workplace injury claims
Commercial Auto Insurance
Covers your business vehicles:
• Work trucks
• Vans
• Trailers
• Service vehicles
Contractor Bonds
We offer:
• License bonds
• Performance bonds
• Surety bonds
Business Owners Policy (BOP)
Combines:
• General Liability
• Property coverage
• Business interruption
Ideal for contractors with an office, storage yard, or equipment shop.
Trades We Insure in Flagstaff
• General contractors
• Electricians
• Plumbers
• HVAC contractors
• Roofers*
• Framers & carpenters
• Painters
• Drywall installers
• Tile & flooring installers
• Concrete & masonry
• Landscapers
• Solar installers
• Remodelers
• Handymen
• Pool contractors
(*Roofing availability depends on carrier.)
Why Flagstaff Contractors Choose CEO Insurance
• We compare multiple contractor-specific carriers
• Local knowledge of mountain climate risks (snow, ice, fire)
• Same-day Certificates of Insurance (COIs)
• Affordable contractor packages
• English & Spanish support
• Independent agency — we work for YOU
How to Get Contractors Insurance in Flagstaff, AZ
- Call or text 480-270-2935
- Tell us your trade and business size
- We compare top-rated carriers
- You choose the best coverage for your needs
Fast, easy, and reliable.
Contractors Insurance FAQs — Flagstaff, AZ
Do I need General Liability to work in Flagstaff?
Yes — most builders, HOAs, and commercial clients require it.
Can you cover my tools and jobsite equipment?
Yes — Inland Marine covers tools, trailers, and equipment.
Do you offer insurance for new contractors?
Yes — we have markets for new ventures.
Can you issue COIs the same day?
Yes — certificates are issued fast for project requirements.
Contractors Insurance in Flagstaff, AZ — Get Your Quote Today
Protect your contracting business with the right coverage.
Call or text 480-270-2935 to get a contractor insurance quote in Flagstaff, AZ.
¿Prefieres hablar en español?
¿Prefieres hablar en español? Llámanos al 480-270-2935 y te ayudamos con tu seguro para contratistas en Flagstaff, AZ.