Affordable Protection for Trades, Builders & Home Service Professionals
New River is known for custom homes, ranch-style properties, desert terrain, and rural construction. Contractors here face unique risks: long drive times, off-road access, equipment theft, and jobsite hazards. Whether you’re a general contractor, landscaper, electrician, plumber, handyman, or HVAC technician, the right insurance protects your business from costly claims.
At CEO Insurance & Financial Services, we help New River contractors secure affordable, comprehensive coverage that meets client, HOA, and jobsite requirements.
Essential Contractor Insurance Coverages
General Liability Insurance (GL)
Protects against:
• Third-party injuries
• Property damage
• Completed work claims
• Legal fees
Required by most homeowners and job sites.
Tools & Equipment Insurance (Inland Marine)
Covers tools from:
• Theft
• Vandalism
• Fire
• Accidental damage
• Transit-related damage
Includes:
• Power tools
• Trailers
• Larger equipment
• Tools stored in vehicles
Workers’ Compensation Insurance
Required in Arizona for businesses with employees.
Covers:
• Medical bills
• Lost wages
• Work-related injuries
• Employer liability claims
Ideal for crews, installers, and technicians.
Commercial Auto Insurance
Covers business vehicles:
• Pickup trucks
• Service vans
• Utility trucks
• Cargo vans
• Vehicles carrying tools & equipment
New River contractors often travel long distances — coverage is essential.
Contractor Bonds
We offer:
• License bonds
• Performance bonds
• Surety bonds
Required for remodeling, installations, and municipal work.
Business Owners Policy (BOP)
A package covering:
• General Liability
• Business Property
• Business Interruption
Perfect for contractors with offices, shops, or equipment storage.
Trades We Insure in New River
• General contractors
• Electricians
• Plumbers
• HVAC installers
• Landscapers & irrigation
• Pool service & pool builders
• Solar installers
• Painters
• Masonry & concrete
• Flooring installers
• Drywall installers
• Framing & carpentry
• Handyman services
• Welders & fabrication
• Roofers*
(*Availability varies by carrier)
Why New River Contractors Choose Us
• Same-day Certificates of Insurance (COIs)
• Affordable pricing from contractor-focused carriers
• High-limit liability available for larger projects
• Fast claims support
• English & Spanish bilingual service
• Independent agency — we shop for YOUR best rate
How to Get Contractors Insurance in New River, AZ
- Call or text 480-270-2935
- Share your trade and jobsite details
- We compare multiple top-rated carriers
- Choose the best coverage for your business
Simple. Fast. Reliable.
Contractors Insurance FAQs — New River, AZ
Do contractors need General Liability insurance?
Yes — required for most job sites and homeowner projects.
Can I insure tools stored in my truck?
Yes — with Inland Marine coverage.
Do subcontractors need their own insurance?
Yes — general contractors often require separate GL and WC coverage.
Do you insure landscapers and ranch property contractors?
Yes — we insure all major trades in New River.
Get a Contractor Insurance Quote in New River Today
Protect your business, tools, and team.
Call or text 480-270-2935 for a contractor insurance quote.
¿Prefieres hablar en español?
¿Prefieres hablar en español? Llámanos al 480-270-2935 para una cotización de seguro para contratistas en New River, AZ.