Do contractors need General Liability insurance in Sedona, AZ?

Yes. Sedona homeowners, builders, and HOAs often require contractors to carry General Liability before starting any job.

Can you insure contractor tools and jobsite equipment?

Yes. Inland Marine coverage protects tools, equipment, trailers, and materials stored on job sites or in vehicles.

Do you offer same-day Certificates of Insurance?

Yes. We issue same-day COIs for Sedona contractors needing proof of insurance quickly.

CONTRACTORS INSURANCE IN SEDONA, AZ

Q: Do you insure new contractors or startups?

Yes. We work with carriers who accept new ventures with no prior insurance history.

Protect Your Contracting Business With the Right Coverage

Sedona contractors — whether in Uptown, West Sedona, Chapel, Village of Oak Creek, Oak Creek Canyon, or the Red Rock areas — face unique challenges, including jobsite risks, liability exposures, and high-value residential work. Quality insurance protects your business so you can focus on your trade.

At CEO Insurance & Financial Services, we work with contractor-friendly carriers to deliver strong coverage at affordable rates.

Contractor Insurance Coverages Offered

General Liability Insurance (GL)

Protects your business from:
• Third-party injuries
• Property damage
• Personal/advertising injury
• Legal defense

GL is often required for:
• Builders
• Subcontractors
• Commercial job sites
• Sedona HOA and property management work

Tools & Equipment Coverage (Inland Marine)

Protects your tools and gear from:
• Theft
• Vandalism
• Fire
• Accidental damage

Covers:
• Power tools
• Hand tools
• Trailers
• Jobsite equipment
• Items stored in vehicles

Workers’ Compensation Insurance

Required if you have employees. Covers:
• Workplace injuries
• Medical bills
• Lost wages
• Employer liability

Commercial Auto Insurance

Covers your business vehicles:
• Work trucks
• Vans
• Trailers
• Service vehicles

Contractor Bonds

We offer:
• License bonds
• Performance bonds
• Surety bonds

Business Owners Policy (BOP)

A bundled package including:
• General Liability
• Property Coverage
• Business Interruption

Great for contractors with shops, storage units, or office spaces.

Trades We Insure in Sedona

• General contractors
• Electricians
• Plumbers
• HVAC contractors
• Painters
• Landscapers
• Flooring installers
• Tile & stone installers
• Handymen
• Carpenters
• Roofers* (carrier-dependent)
• Concrete & masonry
• Solar installers
• Remodelers
• Pool contractors

(*Roofing availability varies by carrier.)

How to Get Contractors Insurance in Sedona, AZ

Call or text 480-270-2935
Tell us your trade and jobsite requirements
We shop multiple contractor-focused carriers
You select the best coverage at the best price

Same-day COIs (Certificates of Insurance) available.

Contractors Insurance FAQs — Sedona, AZ

Do I need General Liability insurance?

Yes — most Sedona clients, builders, and HOAs require it before work begins.

Do you insure new contractors or startups?

Yes — we have markets for new ventures.

Can I get a COI the same day?

Yes — we issue certificates fast.

Can you insure expensive tools and equipment?

Yes — Inland Marine covers tools, trailers, and equipment.