Protection Not Included in Home Insurance
Flood damage is not covered by standard homeowners insurance. Flood insurance provides protection from water damage caused by flooding events.
Flood Insurance Coverage Options
Building Coverage
Protects the structure.
Contents Coverage
Protects belongings.
FEMA Flood Insurance
National Flood Insurance Program.
Private Flood Policies
Higher limits and broader options.
Who Needs Flood Insurance?
✓ Homeowners
✓ Renters
✓ Businesses
✓ Homes near washes or slopes
Why Flood Insurance Is Important
• Floods can occur outside flood zones
• Repairs are expensive
• Lenders may require coverage
How to Get Flood Insurance in Fountain Hills
Call or text 480-270-2935
✔ Review flood zone
✔ Compare FEMA & private options
✔ Bind coverage
FAQs — Fountain Hills, AZ
Is flood insurance required?
Sometimes, depending on zone and lender.
Is there a waiting period?
Yes, typically 30 days.
Spanish available?
Yes — hablamos español.
El seguro de casa no cubre inundaciones.
Protege tu propiedad con seguro contra inundaciones en Fountain Hills, AZ.
Llama al 480-270-2935.