If you have tickets, accidents, DUIs, or gaps in coverage, many insurers will either deny you or significantly increase your premium. However, bundling your home and auto insurance can help you maintain coverage and reduce costs—even if you’re considered high-risk.Si tienes tickets, accidentes, DUI o lapsos de seguro, muchas aseguradoras rechazan o suben excesivamente la prima. Sin embargo, combinar tu seguro de casa y auto puede ayudarte a mantener cobertura y reducir costos, incluso siendo high-risk.
En CEO Insurance, trabajamos con carriers que aceptan conductores de alto riesgo y permiten bundles home + auto.
High-Risk Situations We Insure
• Multiple accidents
• Speeding tickets
• DUI / DWI
• Coverage lapses
• Young or inexperienced drivers
• Imperfect driving history
Coverages Included — Home + Auto Bundle
Auto Insurance
Liability, comprehensive, and collision.
Home Insurance
Dwelling, contents, and liability.
Personal Liability
Extended protection for both.
Loss of Use
Temporary living expenses for covered claims.
Bundle Benefits
✓ Multi-policy discounts
✓ One agent and one renewal
✓ Better risk acceptance
✓ Comprehensive protection
✓ Options with specialized carriers
Common Risks in Litchfield Park
• Policy cancellations due to driving history
• Homeowners non-renewals
• High premiums
• Exclusions due to coverage lapses
• Rejections from standard insurers
Why Bundle Home + Auto
✔ Increases approval chances
✔ Reduces total costs
✔ Simplifies payments and renewals
✔ Maintains continuous coverage
✔ Options even with a poor history
Factors That Affect Cost
• Type and number of violations
• Claims history
• Home value
• Vehicle type
• Selected coverage limits
Who We Insure?
• High-risk drivers
• Families with multiple vehicles
• Homeowners with complex histories
• New clients previously declined
How to Get a Home + Auto Bundle in Litchfield Park, AZ
Call or text 480-270-2935
We help you:
• Bundle both policies together
• Find the right carriers
• Avoid cancellations
• Activate coverage quickly
✓ Proof of insurance the same day
Frequently Asked Questions — Home + Auto Bundle
Can I bundle with a bad driving record?
Yes. There are insurers that accept high-risk drivers.
Does bundling reduce the cost?
In many cases, yes—compared to separate policies.
Can I switch insurers later?
Yes, when your record improves.
Home + Auto Bundle — Litchfield Park, AZ
Complete protection—even with a complicated history.
480-270-2935
We can assist you in English as well.