Landlord insurance is designed for non-owner-occupied homes and rental properties. Standard homeowners insurance does not cover rental risks.
Landlord Coverage Options
Dwelling Coverage
Protects the structure of the rental property.
Liability Protection
Coverage if tenants or guests are injured.
Loss of Rental Income
Replaces income after a covered claim.
Optional Property Coverage
Appliances, fixtures, and furnishings.
Who Needs Landlord Insurance?
✓ Single-family rentals
✓ Multi-unit properties
✓ Long-term rentals
✓ Investment properties
Why Landlord Insurance Is Important
• Homeowners policies exclude rentals
• Tenant liability risk is high
• Lenders often require coverage
How to Get a Landlord Quote in Flagstaff
Call or text 480-270-2935
✔ Review property details
✔ Compare landlord carriers
✔ Bind coverage
FAQs — Flagstaff, AZ
Is landlord insurance required?
Yes, if the home is rented.
Does it cover tenant belongings?
No. Tenants need renters insurance.
Spanish available?
Yes — hablamos español.
¿Rentas una propiedad en Flagstaff, AZ?
Obtén seguro para arrendadores hoy.
Llama al 480-270-2935.