Renting out a home, condo, or investment property in Tempe requires the right insurance. Standard homeowners insurance does not cover tenant-occupied properties.
Landlord Insurance (also called Dwelling Fire coverage: DP1, DP2, DP3) protects your rental property from unexpected damage, liability claims, and lost rental income.
We insure long-term rentals, short-term rentals (AirBnB/VRBO), and multi-unit properties throughout Tempe and the East Valley.
Landlord Insurance Coverage Options
Dwelling Coverage (DP1, DP2, DP3)
Protects the structure of the property from fire, storm damage, vandalism, and more.
- DP1: Basic form
- DP2: Broad form
- DP3: The most comprehensive protection
Loss of Rents
Pays rental income if the property becomes uninhabitable after a covered loss.
Landlord Liability Insurance
Covers legal and medical costs if a tenant or visitor is injured on the property.
Other Structures
Covers detached garages, sheds, fences, and storage buildings.
Personal Property for Landlords
Covers appliances such as refrigerators, stoves, and laundry units provided for tenant use.
Vandalism & Malicious Mischief
Essential for rentals — covers intentional damage caused by tenants or others.
Short-Term Rental / AirBnB Insurance
Covers vacation rentals and high-turnover properties.
Who We Insure in Tempe
We provide landlord insurance for:
- Single-family rental homes
- Condos and townhomes
- Duplexes, triplexes, fourplexes
- Long-term rental properties
- Short-term rentals (AirBnB, VRBO)
- Student rentals near ASU
- Senior rental homes
- Portfolio investors
- First-time landlords
How to Get Landlord Insurance in Tempe, AZ
- Call or text 480-270-2935 — this is step one.
- Tell us about the property and occupancy type
- We shop multiple landlord insurance carriers
- You choose the best coverage and rate
Fast quotes for all types of rentals.
Landlord Insurance FAQs — Tempe, AZ
Does landlord insurance cover tenant-caused damage?
Yes — depending on policy type (usually DP2/DP3) and the situation.
Absolutely — do you insure short-term rentals like AirBnB in Tempe?
Yes. We insure vacation rentals, AirBnB, VRBO, and high-turnover rentals.
Can I insure multiple investment properties?
Yes. We insure rental portfolios and offer multi-property discounts.
Landlord Insurance in Tempe, AZ — Get a Quote Today
Protect your rental home or investment property with reliable landlord insurance.
Call or text 480-270-2935 for a fast quote.
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Llámanos al 480-270-2935 para una cotización de seguro para casas de alquiler en Tempe, AZ.