Short-term rentals in Tempe face unique risks that standard homeowners and landlord policies do NOT cover. Whether you operate an AirBnB, VRBO, vacation rental, or student rental near ASU, you need proper insurance designed specifically for high-turnover guests.
We work with specialty carriers that provide short-term rental (STR) coverage for homes, condos, townhomes, and investment properties throughout Tempe and the East Valley.
Short-Term Rental Insurance Coverage Options
Building / Dwelling Coverage
Covers damage to the property from fire, storms, water damage, vandalism, and more.
Short-Term Rental Liability
Protection if a guest is injured on your property or causes damage to others.
Contents Coverage
Covers furniture, linens, décor, electronics, utensils, and other items provided for guest use.
Loss of Rental Income
Pays you if your STR becomes uninhabitable due to a covered loss, such as fire or water damage.
Guest-Caused Damage
Specialty STR policies often cover intentional or accidental guest damage—something most homeowners policies exclude.
Host Liquor Liability
Protection if an incident occurs when guests consume alcohol on the property.
Pet Damage Coverage (Optional)
Covers additional risk when your AirBnB allows pets.
Condo STR Coverage
Protects interior improvements and liability inside condo STR units.
Who We Insure in Tempe
We provide STR insurance for:
- AirBnB hosts
- VRBO and vacation rentals
- Full-home STRs
- Casitas and guest houses
- Condos and townhomes
- Properties near ASU
- Seasonal rentals
- Luxury short-term rentals
- Investors with multiple STR properties
How to Get Short-Term Rental Insurance in Tempe, AZ
- Call or text 480-270-2935 — this is step one.
- Tell us about your property and guest turnover
- We compare short-term rental insurance carriers
- You choose the best coverage and pricing
Most properties can be quoted in minutes.
Short-Term Rental FAQs — Tempe, AZ
Does homeowners insurance cover AirBnB rentals?
No. Homeowners insurance excludes business activity, including short-term rentals.
Absolutely — do you insure multiple short-term rental properties in Tempe?
Yes. We insure single homes, portfolios, and multi-unit STR investors.
Does AirBnB provide insurance?
AirBnB offers limited host protection, but it is not a substitute for a full STR insurance policy.
Short-Term Rental Insurance in Tempe, AZ — Get a Quote Today
Protect your AirBnB or VRBO rental with proper insurance designed for short-term occupants.
Call or text 480-270-2935 for a fast STR insurance quote.
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Llámanos al 480-270-2935 para una cotización de seguro para propiedades de renta a corto plazo en Tempe, AZ.